I've been looking into pet insurance for my American Eskimo and it seems like a pretty good idea. Blanco is taking medicine for his kidneys and I am hoping to get a little help with the cost of that. I have gone to pharmacies and pet supply stores hoping to find a deal on his medicines and haven't yet. I am hoping pet health insurance will save the day. I know some people go to the internet to buy medicines for their dogs and cats, but that makes me a bit nervous because people at places like my local pet supply store have told me that they know people who have been ripped off by internet scams and bad medicine. I think pet health insurance will help with my costs and peace of mind. Right now, I don't know anyone with pet health insurance and would like to know how they see the benefits. Is pet health insurance worth it, or is it more like a scam, meaning they will only help you if your pet is healthy?